Maximize Your Impact with IRA Giving

Support a sustainable future—while making the most of your retirement assets.

Your retirement plan can be a powerful tool for change. Whether you’re looking for a smart way to give today or planning your legacy, using your Individual Retirement Account (IRA) to support Population Connection is a meaningful and tax-savvy way to invest in a better future.

Make a Gift Today with a Qualified Charitable Distribution (QCD)

If you’re age 70½ or older, you can make a tax-free gift directly from your traditional IRA to Population Connection using a Qualified Charitable Distribution (QCD).

Benefits of a QCD:

Satisfy Your RMD: If you’re 73 or older, your gift can count toward your Required Minimum Distribution (RMD)—without increasing your taxable income.
No Income Tax on the Gift: Unlike regular IRA withdrawals, QCDs are excluded from your taxable income. This may help reduce your overall tax burden, including Social Security taxes and Medicare premiums.
Give Up to $108,000 Per Year (2025 Limit): In 2025, individuals can donate up to $108,000 per year through a QCD. Married couples may each contribute from their own IRAs, potentially doubling their impact to $216,000.
See Your Impact in Action: Your QCD supports Population Education and reproductive rights advocacy today—helping to build a healthier planet now and for the future.

Create a Life Income Plan with Your QCD for a Charitable Gift Annuity

You may also take advantage of a new opportunity to use your QCD to make a one-time maximum transfer of $54,000 (in 2025–adjusted annually for inflation) to Population Connection to establish a Charitable Gift Annuity (CGA). This type of QCD can only be done once during your life time!

Important rules apply to the new QCD for life income plans, as they pertain to setting up a CGA:

You will be at least 70 ½ years of age on the date of your gift.
Your gift toward a CGA will not exceed a total of $54,000 in 2025.
Only you, as the IRA owner and/or your spouse may receive payments from the CGA funded by the new QCD. No payments are allowed to children or others.
Spouses can each contribute up to $54,000 from their respective IRAs for one joint-life CGAs.
You cannot use your QCD for deferred payment CGAs, and CGAs funded by the QCD must be non-assignable.

Leave a Legacy with a Gift from Your IRA

You can also support Population Connection by naming us as a beneficiary of your traditional IRA. This is one of the most tax-efficient ways to make a legacy gift.

Why Name Population Connection as a Beneficiary?

Avoid Income Tax on Remaining Funds: Unlike gifts to family or friends, which may be taxed as ordinary income when inherited, a gift of your IRA to a nonprofit is 100% tax-free.
Preserve Other Assets for Loved Ones: By giving your IRA to charity, you can leave more tax-efficient assets (like a Roth IRA, real estate, or cash) to your heirs.
Create Long-Term Impact: Your gift supports a sustainable future—ensuring that global population issues continue to be addressed for years to come, until we achieve zero population growth once and for all!

How to Name Population Connection as a Beneficiary:

Contact your IRA custodian or financial advisor.
Request a beneficiary designation form.
Name Population Connection as a full or partial beneficiary.
Share your plans with us so we can honor your legacy!

Legal Name: Population Connection

Tax ID: 94-1703155
Address: 2120 L Street, NW, Suite 500, Washington, DC 20037

Important Note:

Please consult with your CPA, financial advisor, or estate attorney before making any charitable gift. Population Connection does not provide legal or tax advice.